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Marcella Johnson is a seasoned mortgage professional. With 33 years of banking and mortgage experience, she has a thorough understanding of the entire mortgage process. Having worked as a processor and underwriter, Marcella brings that knowledge with her as a loan originator, and is able to help her customers smoothly navigate through the loan process. Whether you are interested in purchasing a house, or refinancing your current home, Marcella has the knowledge and


Marcella is very patient and takes the time to explain the ins and outs of financing a home. She was a great asset time have as a first time home buyer.

- Joanna E.

Marcella was an absolute pleasure to work with. As someone who doesn’t speak the finance/lending lingo, she was very patient when I would ask a million questions.

- Sarah K.

Constant attention to detail and willingness to answer questions.

- Luca E.

Marcella was wonderful during the entire lending process. She met with us prior to signing a contract to build to work out mortgage payment numbers and then was in constant communication with us as we grew closer and closer to closing.

- Adam C.

Megan Flowers was absolutely wonderful. She walked us through every step, always explaining the details and offering good, clear advice. Megan is a lovely person and a very fine attorney.

- John G.

Marcella is very prompt in responding to questions and very professional. She is approachable and friendly and very pleasant to work with.

- Casey C.

Marcella was with us from the start to the end. She communicated with us well and went above and beyond to help us with every need. She was available at all times and made sure that we have an stress-free experience. We were fortunate to have worked with her and we wish her best.

- Prasanna B.

Marcella was great to work with. She kept in touch throughout the entire closing process with updates and was very responsive.

- Alexander W.

This was my second time working with Marcella, she made every step easy and really helped to thoroughly explain every so i always felt confident in how we were moving forward.

- Samuel E.

Marcella was great to work with. She was very informative and made sure all my questions were answered, and she walked me through every step in the process. I would highly recommend Marcella and the Towne First team!

- Ann L.
Marcella Johnson

Marcella Johnson

Mortgage Loan Officer
NMLS ID #: 453329

Direct: 434-962-6720
Office: 434-964-1426
Fax: 434-964-0860

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